FINTECH APPLICATION DEVELOPMENT COMPANY

You deserve a team focused on your mission just as much as you are. Meet Topflight.

Whether you convert a legacy app or start from scratch, our fintech application development team lives for complex challenges and is trained to deliver serious fintech solutions.

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You deserve a team focused on your mission just as much as you.

Whether you convert a legacy app or start from scratch, our fintech application development team is trained to deliver serious fintech solutions.

Why custom fintech app
development services?

One-on-one collaboration and guidance

Our seasoned fintech app developers will pick the best technology stack to ensure your financial software continues growing and remains adaptable to market changes.

Design, development, & upkeep in one place

We apply a proprietary framework when prototyping and finalizing your app’s UX design, which guarantees engaging user experience and higher KPIs aligned with your business needs.

Platform-agnostic development

Customers love when favorite apps follow them on all their devices. Our banking & finance app development company builds fintech applications that work on multiple platforms.

Committed to security and compliance

We are committed to providing PCI compliant fintech application development services, leveraging bank-grade data security technologies and standards.

why our fintech app development services? Mobile banking app screenshot
why our fintech app development services mobile banking screenshot

One-on-one collaboration and team-driven guidance

Our seasoned fintech app developers will pick the best technology stack to ensure your financial software continues growing and remains adaptable to market changes.

Design, development, & upkeep in one place

We apply a proprietary framework when prototyping and finalizing your app’s UX design, which guarantees engaging user experience and higher KPIs aligned with your business needs.

Platform-agnostic development

Customers love when favorite apps follow them on all their devices. Our banking & finance app development company builds fintech applications that work on multiple platforms.

Committed to security and compliance

We are committed to providing PCI compliant fintech application development services, leveraging bank-grade data security technologies and standards.

SUCCESS STORY

$125M Raised

Our fintech app development company created four platforms for Medable in 2018, laying the groundwork for its outstanding fundraising achievements. Read more here.

fintech mobile banking app screenshot

We’re reaching our customers in an incredibly powerful way. How we got here couldn’t have been made any easier by Topflight’s incredibly talented, communicative, and professional product development team.

 

Ray Arias, Owner Ara Genomics

Read our reviews 

We’re reaching our customers in an incredibly powerful way. How we got here couldn’t have been made any easier by Topflight’s incredibly talented, communicative, and professional product development team.

Ray Arias, Owner Ara Genomics

Read our reviews 

Types of fintech app development solutions we build

Click to learn more

Smart budgeting and
wealth management

We’ve built several personal finance applications leveraging machine learning and AI. Our full-stack fintech application developers use advanced technologies like AI/ML, seamlessly delivering updates and maintaining deployed native mobile apps for the financial technology industry.

  • Bank-level encryption & security measures

  • Financial analysis algorithms

  • Plaid API integration

AT RIGHT

Learn how our fintech mobile app development company brought financial advisors to busy millennials in a simple, budget-monitoring solution.

Loan management

With more and more consumers craving services accessible from the comfort of their homes, we understand the importance of building a loan app with a next-gen user-friendly UI/UX that allows on-demand money lending.

  • State-of-the-art AI lending engine

  • Microservices architecture

  • Tensorflow & Pytorch tech stack

CASE STUDY

Learn how our financial app development company built a risk-assessment engine for verifying loan applications based on banking, accounting, and social media data.

Financial services marketplaces

If you’re looking to create a marketplace for financial services, there’s no better time. From e-commerce to mobile payments (iOS & Android), our fintech app development firm will use the most advanced technology to create a modern, on-demand platform taking your idea to the next level.

  • E-payments, fin data analytics

  • Proprietary recommendation engine

  • User-centered design paradigm

CASE STUDY

Check out the marketplace Topflight’s finance app developers built to find financial investment consultants based on portfolios.

financial services marketplace

Mobile banking &
neo banking apps

Work with our experts to bring your mobile banking application idea to life. Our financial app developers have you covered from basic features like account management, money transfers, payment scheduling to advanced options like cardless withdrawals, chat and bio authentication.

  • Bank and credit transactions

  • Mobile payments

  • Real-time trading, investing

CASE STUDY

Get in touch for general details about the NDA-protected projects that we can share with you or check out the case study about one of the mobile banking apps we built.

fintech app development credit card app

Stock trading apps

Whether you’re just getting started with trading or have been doing it for a while, it’s critical to keep live market data at your fingertips. Use our financial app development services to build top-of-the-line trading applications customized to your needs and other fintech app development solutions.

  • Trading bots

  • Brokerage data integrations

  • Full-scale trading capabilities

CASE STUDY

Get in touch for general details about the NDA-protected projects in this area that we can share with you.

stock trading apps

Crypto and DeFi Apps

Whether you have an idea or a fully designed crypto wallet, our experts can work with you to ensure you’re covering all the bases – from a fitting blockchain platform to protocols, digital assets, compliance, and more – to launch a successful application from blockchain, building your own crypto token, building a defi exchange to smart contract development, to building a cryptocurrency exchange.

  • Smart contract for the crypto fintech industry

  • Fiat to crypto on-ramping

  • Custom fintech app development services

CASE STUDY

Get in touch for general details on NDA protected fintech application development services in this area that we can share with you.

Whatever technology your vision
requires, we can apply it efficiently.

  • Cloud Integration

  • Data & Analytics

  • Open Banking APIs

  • Privacy Management

  • Artificial Intelligence

  • Blockchain

  • Deep Encryption

  • Big Data

Types of fintech app solutions we develop

This is something we really
understand very well.

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Smart budgeting

We’ve built several personal finance applications leveraging machine learning and AI. Our full-stack fintech application developers use advanced technologies like AI/ML, seamlessly delivering updates and maintaining deployed native mobile apps for the financial technology industry.

  • Bank-level encryption &
    security measures

  • Financial analysis
    algorithms

  • Plaid API
    integration

Loans

With more and more consumers craving services accessible from the comfort of their homes, we understand the importance of building a loan app with a next-gen user-friendly UI/UX that allows on-demand money lending.

  • State-of-the-art AI
    lending engine

  • Microservices architecture

  • Tensorflow & Pytorch tech stack

Marketplaces

If you’re looking to create a marketplace for financial services, there’s no better time. From e-commerce to mobile payments (iOS & Android), our fintech app development firm will use the most advanced technology to create a modern, on-demand platform taking your idea to the next level.

  • E-payments, fin data analytics

  • Proprietary recommendation
    engine

  • User-centered design paradigm

Mobile banking

Work with our experts to bring your mobile banking application idea to life. Our financial app developers have you covered from basic features like account management, money transfers, payment scheduling to advanced options like cardless withdrawals, chat and bio authentication.

  • Bank and credit transactions

  • Mobile payments

  • Real-time trading, investing

Stock trading

Whether you’re just getting started with trading or have been doing it for a while, it’s critical to keep live market data at your fingertips. Use our financial app development services to build top-of-the-line trading applications customized to your needs and other fintech app development solutions.

  • Trading bots

  • Brokerage data integrations

  • Full-scale trading capabilities

Cryto & DeFi

Whether you have an idea or a fully designed crypto wallet, our experts can work with you to ensure you’re covering all the bases – from a fitting blockchain platform to protocols, digital assets, compliance, and more – to launch a successful application from blockchain, building your own crypto token, building a defi exchange to smart contract development, to building a cryptocurrency exchange.

  • Smart contract for the
    crypto fintech industry

  • Fiat to crypto on-ramping

  • Custom fintech app
    development services

Whatever technology your vision
requires, we can apply it efficiently.

The development team working on a project uses only modern and scalable
technologies to implement mobile and web applications the way you mean it

Cloud Integration

Data & Analytics

Open Banking APIs

Privacy Management

Artificial Intelligence

Blockchain

Deep Encryption

Big Data

Looking to build
your finance app?

Looking to build
your finance app?

Our approach to fintech app development

fintech app development discovery

Discovery

To start off our fintech software development process, we brainstorm your idea and ensure the final digital product is aligned with your business goals. We then create a blueprint and specify an appropriate tech stack, APIs, code libraries, and accompanying technologies.

fintech app development UI/UX

UX / UI Design

Our software development company prototypes rapidly to create a clickable wireframe in under 4 weeks by iterating on usability feedback. Once the UX/UI is optimized, our designers improve visuals to create an engaging web and mobile look and feel that drives conversion.

fintech app development

Development

Led by a product manager, our mobile app developers code the app according to the Agile full-cycle principles: two-week sprints of writing scalable, high-quality code accounting for PCI compliance, bank-level encryption, and regular check-ins with you, unlike other development companies.

fintech app quality assurance

Quality assurance

This stage includes automatic and manual testing, unit tests, security and performance testing; plus, project management. In addition, our development agency verifies things like the loading speed, responsiveness, etc. Still, security checks remain at the heart of our finance app development services.

fintech app launch

Launch

With our fintech mobile app development services, we help you during the app submission process and supply the source code. As an option, we can help you manage the launch and maintenance of the app, keeping its features and source code up-to-date or hand over fintech development to your in-house team.

Our Tech Stack

Our fintech app development team leverages the most modern and scalable technologies to integrate mobile and web finance app development solutions.

WEB

Languages

Frameworks

Databases

MOBILE

We speak all the
development languages

The team working on a project uses only modern and scalable technologies to implement mobile and web applications the way you mean it

Are you ready to
launch your fintech app?

Our California-based fintech mobile app development company is on standby to collaborate with you and set you up for a successful launch. Buckle Up!

Resources & Articles

FAQs

How much does mobile application development for fintech cost?

Our mileage says the average application costs anywhere between US$40,000 to $125,000 based on the specific features the custom software needs.

How much does it cost to maintain a fintech app?

15-25 percent of the total app development cost per year; similar to other complex software solutions maintenance.

How long does it take to build a financial app?

Depending on the team composition and expertise of your development partner, it may take from four to six months to create a proof of concept or the first MVP iteration.

How do I optimize the cost of app development?

Utilize rapid prototyping before mobile development or web development, i.e., build a clickable prototype (UI/UX design) that you can share with customers and financial industry experts for feedback. We can create a prototype in under 4 weeks.

Do you work with blockchain, smart contracts, and crypto?

Yes, we have certified blockchain developers for web and mobile app development.

Do you recommend native or cross-platform development for fintech apps?

Native apps support 100% of the platform hardware and require less effort with security enhancements, so we recommend native. However, many financial institutions might prefer cross-platform software development services to expedite design and development of a mobile app and lay the foundation for a web app.

Do you have real-life experience in working with Plaid APIs and other similar banking services?

Yes, our software developers integrated Plaid, Stripe, Ficinity, and other services while building fintech mobile and web applications.

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